Category: Technology

Technology

: 10 Mistakes that Most People Make

Differences between Freddie Mac and Fannie Mae
The most common names that you will come across in mortgage industry include the Fannie Mae and Freddie Mac. Since those companies to not directly extend loans to users, people are inclined to neglect considering their importance. But these two companies greatly helps banks to continue offering loans as well as keeping the interests on loans low. These companies do play a big role in enabling banks to extend mortgage loans. Over 30 years term period for loans can be realized through such companies. By buying those mortgage loans in the market, those companies support banks to keep them running their businesses in the industry. It was through an act of government that the two companies were established to help with mortgages. The following are some of the distinct differences between the two companies despite their first impression similarities.
With the intention of ensuring proper housing irrespective of their backgrounds, the United States Government formed the Fannie Mae in 1938. Both the low and high income earners benefited from the company. Fannie Mae begun by purchase mortgage loans that were protected under insurance policy by the government. In 1970, the United States government founded the Freddie Mac company to create a competitive industry. Fannie Mac company started buying uninsured mortgages after formation of Freddie Mac.
Freddie Mac company deals with considerably smaller institutions compared to those dealing with Fannie Mae company, such big institutions such as Bank of America, Chase Bank and more. Fannie Mae was specifically designed for existing or new clients with an outstanding credit score. On the other hand, people with poor credit score may be eligible for loans from Freddie Mac.
Both companies do accept a down payment but the value vary basing on different conditions from the two … Read More..

Technology

: 10 Mistakes that Most People Make

Differences between Freddie Mac and Fannie Mae
The most common names that you will come across in mortgage industry include the Fannie Mae and Freddie Mac. Since those companies to not directly extend loans to users, people are inclined to neglect considering their importance. But these two companies greatly helps banks to continue offering loans as well as keeping the interests on loans low. These companies do play a big role in enabling banks to extend mortgage loans. Over 30 years term period for loans can be realized through such companies. By buying those mortgage loans in the market, those companies support banks to keep them running their businesses in the industry. It was through an act of government that the two companies were established to help with mortgages. The following are some of the distinct differences between the two companies despite their first impression similarities.
With the intention of ensuring proper housing irrespective of their backgrounds, the United States Government formed the Fannie Mae in 1938. Both the low and high income earners benefited from the company. Fannie Mae begun by purchase mortgage loans that were protected under insurance policy by the government. In 1970, the United States government founded the Freddie Mac company to create a competitive industry. Fannie Mac company started buying uninsured mortgages after formation of Freddie Mac.
Freddie Mac company deals with considerably smaller institutions compared to those dealing with Fannie Mae company, such big institutions such as Bank of America, Chase Bank and more. Fannie Mae was specifically designed for existing or new clients with an outstanding credit score. On the other hand, people with poor credit score may be eligible for loans from Freddie Mac.
Both companies do accept a down payment but the value vary basing on different conditions from the two … Read More..

Technology

: 10 Mistakes that Most People Make

Differences between Freddie Mac and Fannie Mae
The most common names that you will come across in mortgage industry include the Fannie Mae and Freddie Mac. Since those companies to not directly extend loans to users, people are inclined to neglect considering their importance. But these two companies greatly helps banks to continue offering loans as well as keeping the interests on loans low. These companies do play a big role in enabling banks to extend mortgage loans. Over 30 years term period for loans can be realized through such companies. By buying those mortgage loans in the market, those companies support banks to keep them running their businesses in the industry. It was through an act of government that the two companies were established to help with mortgages. The following are some of the distinct differences between the two companies despite their first impression similarities.
With the intention of ensuring proper housing irrespective of their backgrounds, the United States Government formed the Fannie Mae in 1938. Both the low and high income earners benefited from the company. Fannie Mae begun by purchase mortgage loans that were protected under insurance policy by the government. In 1970, the United States government founded the Freddie Mac company to create a competitive industry. Fannie Mac company started buying uninsured mortgages after formation of Freddie Mac.
Freddie Mac company deals with considerably smaller institutions compared to those dealing with Fannie Mae company, such big institutions such as Bank of America, Chase Bank and more. Fannie Mae was specifically designed for existing or new clients with an outstanding credit score. On the other hand, people with poor credit score may be eligible for loans from Freddie Mac.
Both companies do accept a down payment but the value vary basing on different conditions from the two … Read More..

Technology

: 10 Mistakes that Most People Make

Differences between Freddie Mac and Fannie Mae
The most common names that you will come across in mortgage industry include the Fannie Mae and Freddie Mac. Since those companies to not directly extend loans to users, people are inclined to neglect considering their importance. But these two companies greatly helps banks to continue offering loans as well as keeping the interests on loans low. These companies do play a big role in enabling banks to extend mortgage loans. Over 30 years term period for loans can be realized through such companies. By buying those mortgage loans in the market, those companies support banks to keep them running their businesses in the industry. It was through an act of government that the two companies were established to help with mortgages. The following are some of the distinct differences between the two companies despite their first impression similarities.
With the intention of ensuring proper housing irrespective of their backgrounds, the United States Government formed the Fannie Mae in 1938. Both the low and high income earners benefited from the company. Fannie Mae begun by purchase mortgage loans that were protected under insurance policy by the government. In 1970, the United States government founded the Freddie Mac company to create a competitive industry. Fannie Mac company started buying uninsured mortgages after formation of Freddie Mac.
Freddie Mac company deals with considerably smaller institutions compared to those dealing with Fannie Mae company, such big institutions such as Bank of America, Chase Bank and more. Fannie Mae was specifically designed for existing or new clients with an outstanding credit score. On the other hand, people with poor credit score may be eligible for loans from Freddie Mac.
Both companies do accept a down payment but the value vary basing on different conditions from the two … Read More..

Technology

If You Think You Understand , Then Read This

Ways Of Telling If Your Child Is Doing Drugs

Obviously no parent wants to realize that their child is doing drugs but it is god to be aware of the signs that you can be looking for if you suspect that your child is doing drugs and the moment you have known all the signs you can easily tell if your child is on drugs which is a good thing because you will help them early enough to do away with the bad substances.

When parents look into their child’s eyes and notice that the pupils are larger than the way they usually be then it totally means that the child is using marijuana or cocaine and if it happens that the pupils have shrinked then totally the child is using heroine. Smell is another way of telling that your child is doing drug so if you suspect that your child is on drugs you ca just smell their clothes or even go to their cars because drugs like marijuana and alcohol usually have this awful smell that does not go away very easily so you can be able to tell which kind of drug is your child using.

The clumsiness of your child will tell you if h/ she is on drugs or not so all you have to do is look at the injuries that your child might have on his/her body because when someone uses a lot of drugs they have bad clumsiness that they tend to injure themselves as they lose control when walking meaning that if you notice bloody nose or track marks on his/her arm then your child is on drugs. The moment you realize that your child falls sick often and you notice symptoms like vomiting, sweating, unexplained seizures, headache and runny nose … Read More..